VILLAGE BANK & TRUST, NATIONAL ASSOCIATION

ARLINGTON HEIGHTS, IL | Large | Est. May 8, 1995, midnight | FDIC #34011 | RSSD #2298995 | OCC
Latest Report: 2025-12-31

VILLAGE BANK & TRUST, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in ARLINGTON HEIGHTS, IL, established in May 8, 1995, midnight. As of 2025-12-31, the bank reported total assets of $3.5B and total deposits of $2.9B. Profitability stands at 1.78% ROA and 18.08% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 10.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 2.84%. FDIC Certificate #34011.

Assets

$3.5B

Deposits

$2.9B

Loans

$2.7B

Equity

$346M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 18.08%
Net Interest Margin (NIM) 3.86%
Yield on Assets 6.05%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio -0.02%
Texas Ratio 2.84%
NPA Ratio 0.30%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 10.61%
Tier 1 Capital 10.61%
Total Capital Ratio 11.59%
Leverage Ratio 9.43%
Loan-to-Deposit 93.07%

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