BanksVILLAGE BANK & TRUST, NATIONAL ASSOCIATION

VILLAGE BANK & TRUST, NATIONAL ASSOCIATION

ARLINGTON HEIGHTS, ILLargeEst. May 8, 1995, midnightFDIC #34011RSSD #2298995OCC
Latest · 2025-12-31

VILLAGE BANK & TRUST, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in ARLINGTON HEIGHTS, IL, established in May 8, 1995, midnight. As of 2025-12-31, the bank reported total assets of $3.5B and total deposits of $2.9B. Profitability stands at 1.78% ROA and 18.08% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 10.61%, well above regulatory minimums. NPL ratio: 0.37% · Texas Ratio: 2.84%. Operates 8 domestic branches.

Assets
$3.5B
Deposits
$2.9B
Loans
$2.7B
Equity
$346M

Profitability

Return on Assets (ROA)1.78%
Return on Equity (ROE)18.08%
Net Interest Margin3.86%
Yield on Assets6.05%
Cost of Funds2.26%

Asset Quality

NPL Ratio0.37%
Net Charge-Off Ratio-0.02%
Texas Ratio2.84%
NPA Ratio0.30%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio10.61%
Tier 1 Capital10.61%
Total Capital Ratio11.59%
Leverage Ratio9.43%
Loan-to-Deposit93.07%

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