COMMUNITY BANK

TOPEKA, KS | Small | Est. May 22, 1995, midnight | FDIC #34020 | RSSD #2304636 | FED
Latest Report: 2025-12-31

COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in TOPEKA, KS, established in May 22, 1995, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $161M. Profitability stands at 2.26% ROA and 20.86% ROE, with a net interest margin of 4.87%. The bank's CET1 capital ratio is 10.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.50%. FDIC Certificate #34020.

Assets

$188M

Deposits

$161M

Loans

$133M

Equity

$21M

Profitability

Return on Assets (ROA) 2.26%
Return on Equity (ROE) 20.86%
Net Interest Margin (NIM) 4.87%
Yield on Assets 6.44%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.50%
NPA Ratio 0.18%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 10.88%
Tier 1 Capital 10.88%
Total Capital Ratio 11.43%
Leverage Ratio 11.41%
Loan-to-Deposit 82.35%

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