INTERNATIONAL BANK OF COMMERCE is an FDIC-insured commercial bank headquartered in BROWNSVILLE, TX, established in Oct. 9, 1984, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.8B. Profitability stands at 2.04% ROA and 16.61% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 28.78%, well above regulatory minimums. NPL ratio: 6.16% · Texas Ratio: 19.09%. Operates 41 domestic branches.
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