BanksCHESTER NATIONAL BANK

CHESTER NATIONAL BANK

CHESTER, ILSmallEst. Jan. 1, 1919, midnightFDIC #30220RSSD #231279OCC
Latest · 2025-12-31

CHESTER NATIONAL BANK is an FDIC-insured commercial bank headquartered in CHESTER, IL, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $109M. Profitability stands at 1.07% ROA and 17.32% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 16.70%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$116M
Deposits
$109M
Loans
$58M
Equity
$7M

Profitability

Return on Assets (ROA)1.07%
Return on Equity (ROE)17.32%
Net Interest Margin3.20%
Yield on Assets4.64%
Cost of Funds1.41%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.71%

Capital & Liquidity

CET1 Ratio16.70%
Tier 1 Capital16.70%
Total Capital Ratio17.69%
Leverage Ratio6.60%
Loan-to-Deposit53.17%

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