TIME BANK

PARK RIDGE, IL | Medium | Est. July 3, 1995, midnight | FDIC #34038 | RSSD #2316714 | FDIC
Latest Report: 2025-12-31

TIME BANK is amn medium FDIC-insured commercial bank headquartered in PARK RIDGE, IL, established in July 3, 1995, midnight. As of 2025-12-31, the bank reported total assets of $693M and total deposits of $587M. Profitability stands at 2.18% ROA and 16.61% ROE, with a net interest margin of 4.67%. The bank's CET1 capital ratio is 10.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.92% and a Texas Ratio of 4.38%. FDIC Certificate #34038.

Assets

$693M

Deposits

$587M

Loans

$488M

Equity

$93M

Profitability

Return on Assets (ROA) 2.18%
Return on Equity (ROE) 16.61%
Net Interest Margin (NIM) 4.67%
Yield on Assets 6.28%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.92%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.38%
NPA Ratio 0.65%
ACL / Loans 1.80%

Capital & Liquidity

CET1 Ratio 10.12%
Tier 1 Capital 10.12%
Total Capital Ratio 10.63%
Leverage Ratio 11.59%
Loan-to-Deposit 83.14%

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