FIRST AMERICAN STATE BANK

GREENWOOD VILLAGE, CO | Small | Est. July 10, 1995, midnight | FDIC #34040 | RSSD #2317672 | FED
Latest Report: 2025-12-31

FIRST AMERICAN STATE BANK is asn small FDIC-insured commercial bank headquartered in GREENWOOD VILLAGE, CO, established in July 10, 1995, midnight. As of 2025-12-31, the bank reported total assets of $288M and total deposits of $206M. Profitability stands at 0.66% ROA and 7.67% ROE, with a net interest margin of 3.10%. The bank's CET1 capital ratio is 14.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.24%. FDIC Certificate #34040.

Assets

$288M

Deposits

$206M

Loans

$204M

Equity

$26M

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 7.67%
Net Interest Margin (NIM) 3.10%
Yield on Assets 6.28%
Cost of Funds 3.24%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio -0.01%
Texas Ratio 2.24%
NPA Ratio 0.22%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 14.40%
Tier 1 Capital 14.40%
Total Capital Ratio 15.66%
Leverage Ratio 9.02%
Loan-to-Deposit 99.40%

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