TEXASBANK

BROWNWOOD, TX | Large | Est. March 7, 1966, midnight | FDIC #19559 | RSSD #232856 | FDIC
Latest Report: 2025-12-31

TEXASBANK is aln large FDIC-insured commercial bank headquartered in BROWNWOOD, TX, established in March 7, 1966, midnight. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $1.9B. Profitability stands at 1.99% ROA and 16.45% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 17.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.51% and a Texas Ratio of 11.40%. FDIC Certificate #19559.

Assets

$2.4B

Deposits

$1.9B

Loans

$2.0B

Equity

$296M

Profitability

Return on Assets (ROA) 1.99%
Return on Equity (ROE) 16.45%
Net Interest Margin (NIM) 4.83%
Yield on Assets 7.52%
Cost of Funds 3.66%

Asset Quality

NPL Ratio 1.51%
Net Charge-Off Ratio 0.01%
Texas Ratio 11.40%
NPA Ratio 1.52%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 17.91%
Tier 1 Capital 17.91%
Total Capital Ratio 19.16%
Leverage Ratio 12.30%
Loan-to-Deposit 103.99%

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