REGIONS BANK

BIRMINGHAM, AL | National | Est. Jan. 1, 1928, midnight | FDIC #12368 | RSSD #233031 | FED
Latest Report: 2025-12-31

REGIONS BANK is ann national FDIC-insured commercial bank headquartered in BIRMINGHAM, AL, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $157.4B and total deposits of $132.0B. Profitability stands at 1.25% ROA and 10.96% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 11.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.73% and a Texas Ratio of 3.64%. FDIC Certificate #12368.

Assets

$157.4B

Deposits

$132.0B

Loans

$96.1B

Equity

$18.1B

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 10.96%
Net Interest Margin (NIM) 3.56%
Yield on Assets 4.85%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.73%
Net Charge-Off Ratio 0.53%
Texas Ratio 3.64%
NPA Ratio 0.45%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 11.72%
Tier 1 Capital 11.72%
Total Capital Ratio 13.37%
Leverage Ratio 9.48%
Loan-to-Deposit 72.83%

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