BanksREGIONS BANK

REGIONS BANK

BIRMINGHAM, ALNationalEst. Jan. 1, 1928, midnightFDIC #12368RSSD #233031FED
Latest · 2025-12-31

REGIONS BANK is an FDIC-insured commercial bank headquartered in BIRMINGHAM, AL, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $157.4B and total deposits of $132.0B. Profitability stands at 1.25% ROA and 10.96% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 11.72%, well above regulatory minimums. NPL ratio: 0.73% · Texas Ratio: 3.64%. Operates 1250 domestic branches.

Assets
$157.4B
Deposits
$132.0B
Loans
$96.1B
Equity
$18.1B

Profitability

Return on Assets (ROA)1.25%
Return on Equity (ROE)10.96%
Net Interest Margin3.56%
Yield on Assets4.85%
Cost of Funds1.39%

Asset Quality

NPL Ratio0.73%
Net Charge-Off Ratio0.53%
Texas Ratio3.64%
NPA Ratio0.45%
ACL / Loans1.62%

Capital & Liquidity

CET1 Ratio11.72%
Tier 1 Capital11.72%
Total Capital Ratio13.37%
Leverage Ratio9.48%
Loan-to-Deposit72.83%

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