NEIGHBORHOOD NATIONAL BANK

EL CAJON, CA | Small | Est. Sept. 19, 1997, midnight | FDIC #34548 | RSSD #2333140 | OCC
Latest Report: 2025-12-31

NEIGHBORHOOD NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in EL CAJON, CA, established in Sept. 19, 1997, midnight. As of 2025-12-31, the bank reported total assets of $226M and total deposits of $183M. Profitability stands at 0.77% ROA and 6.20% ROE, with a net interest margin of 4.82%. The bank's CET1 capital ratio is 12.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 2.41%. FDIC Certificate #34548.

Assets

$226M

Deposits

$183M

Loans

$163M

Equity

$27M

Profitability

Return on Assets (ROA) 0.77%
Return on Equity (ROE) 6.20%
Net Interest Margin (NIM) 4.82%
Yield on Assets 7.55%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio -0.06%
Texas Ratio 2.41%
NPA Ratio 0.32%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 12.10%
Tier 1 Capital 12.10%
Total Capital Ratio 12.71%
Leverage Ratio 11.81%
Loan-to-Deposit 88.98%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required