IUKA STATE BANK, THE

SALEM, IL | Small | Est. Dec. 10, 1910, midnight | FDIC #11317 | RSSD #233442 | FED
Latest Report: 2025-12-31

IUKA STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in SALEM, IL, established in Dec. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $102M. Profitability stands at -0.50% ROA and -5.12% ROE, with a net interest margin of 4.25%. The bank's CET1 capital ratio is 9.64%. Asset quality metrics show a non-performing loan ratio of 5.19% and a Texas Ratio of 38.19%. FDIC Certificate #11317.

Assets

$144M

Deposits

$102M

Loans

$118M

Equity

$14M

Profitability

Return on Assets (ROA) -0.50%
Return on Equity (ROE) -5.12%
Net Interest Margin (NIM) 4.25%
Yield on Assets 6.93%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 5.19%
Net Charge-Off Ratio 0.40%
Texas Ratio 38.19%
NPA Ratio 4.32%
ACL / Loans 2.05%

Capital & Liquidity

CET1 Ratio 9.64%
Tier 1 Capital 9.64%
Total Capital Ratio 10.12%
Leverage Ratio 10.22%
Loan-to-Deposit 115.26%

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