BLUE RIDGE BANK, NATIONAL ASSOCIATION

MARTINSVILLE, VA | Large | Est. July 24, 2000, midnight | FDIC #35274 | RSSD #233527 | OCC
Latest Report: 2025-12-31

BLUE RIDGE BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in MARTINSVILLE, VA, established in July 24, 2000, midnight. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $1.9B. Profitability stands at 0.74% ROA and 5.80% ROE, with a net interest margin of 3.27%. The bank's CET1 capital ratio is 18.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.10% and a Texas Ratio of 6.88%. FDIC Certificate #35274.

Assets

$2.4B

Deposits

$1.9B

Loans

$1.9B

Equity

$301M

Profitability

Return on Assets (ROA) 0.74%
Return on Equity (ROE) 5.80%
Net Interest Margin (NIM) 3.27%
Yield on Assets 5.59%
Cost of Funds 3.55%

Asset Quality

NPL Ratio 1.10%
Net Charge-Off Ratio -0.02%
Texas Ratio 6.88%
NPA Ratio 0.92%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 18.18%
Tier 1 Capital 18.18%
Total Capital Ratio 19.16%
Leverage Ratio 13.04%
Loan-to-Deposit 97.20%

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