LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION

LIBERTYVILLE, IL | Large | Est. Oct. 10, 1995, midnight | FDIC #34073 | RSSD #2339795 | OCC
Latest Report: 2025-12-31

LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in LIBERTYVILLE, IL, established in Oct. 10, 1995, midnight. As of 2025-12-31, the bank reported total assets of $3.1B and total deposits of $2.7B. Profitability stands at 1.53% ROA and 17.17% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 11.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.82%. FDIC Certificate #34073.

Assets

$3.1B

Deposits

$2.7B

Loans

$2.4B

Equity

$285M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 17.17%
Net Interest Margin (NIM) 3.51%
Yield on Assets 5.91%
Cost of Funds 2.92%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.07%
Texas Ratio 3.82%
NPA Ratio 0.37%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 11.23%
Tier 1 Capital 11.23%
Total Capital Ratio 12.00%
Leverage Ratio 9.38%
Loan-to-Deposit 90.33%

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