CENTRAL NATIONAL BANK

JUNCTION CITY, KS | Large | Est. Jan. 1, 1884, midnight | FDIC #4702 | RSSD #234355 | OCC
Latest Report: 2025-12-31

CENTRAL NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in JUNCTION CITY, KS, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.15% ROA and 11.65% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 8.77%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.14%. FDIC Certificate #4702.

Assets

$1.4B

Deposits

$1.2B

Loans

$784M

Equity

$132M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 11.65%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.48%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.05%
Texas Ratio 0.14%
NPA Ratio 0.01%
ACL / Loans 1.94%

Capital & Liquidity

CET1 Ratio 8.77%
Tier 1 Capital 8.77%
Total Capital Ratio 9.21%
Leverage Ratio 11.08%
Loan-to-Deposit 63.29%

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