THOMASVILLE NATIONAL BANK

THOMASVILLE, GA | Large | Est. Oct. 2, 1995, midnight | FDIC #34068 | RSSD #2344753 | OCC
Latest Report: 2025-12-31

THOMASVILLE NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in THOMASVILLE, GA, established in Oct. 2, 1995, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 2.10% ROA and 21.29% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 11.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.87%. FDIC Certificate #34068.

Assets

$2.1B

Deposits

$1.8B

Loans

$1.8B

Equity

$201M

Profitability

Return on Assets (ROA) 2.10%
Return on Equity (ROE) 21.29%
Net Interest Margin (NIM) 4.44%
Yield on Assets 6.89%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.87%
NPA Ratio 0.21%
ACL / Loans 2.16%

Capital & Liquidity

CET1 Ratio 11.63%
Tier 1 Capital 11.63%
Total Capital Ratio 12.90%
Leverage Ratio 9.85%
Loan-to-Deposit 98.22%

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