NATIONAL BANK OF COXSACKIE, THE

COXSACKIE, NY | Medium | Est. Jan. 1, 1852, midnight | FDIC #7018 | RSSD #234506 | OCC
Latest Report: 2025-12-31

NATIONAL BANK OF COXSACKIE, THE is amn medium FDIC-insured commercial bank headquartered in COXSACKIE, NY, established in Jan. 1, 1852, midnight. As of 2025-12-31, the bank reported total assets of $512M and total deposits of $452M. Profitability stands at 0.25% ROA and 3.03% ROE, with a net interest margin of 3.00%. The bank's CET1 capital ratio is 17.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 2.73%. FDIC Certificate #7018.

Assets

$512M

Deposits

$452M

Loans

$366M

Equity

$45M

Profitability

Return on Assets (ROA) 0.25%
Return on Equity (ROE) 3.03%
Net Interest Margin (NIM) 3.00%
Yield on Assets 4.87%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.73%
NPA Ratio 0.26%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 17.17%
Tier 1 Capital 17.17%
Total Capital Ratio 18.43%
Leverage Ratio 8.89%
Loan-to-Deposit 81.08%

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