BUILTWELL BANK

CHATTANOOGA, TN | Large | Est. May 3, 1904, midnight | FDIC #10307 | RSSD #234739 | FDIC
Latest Report: 2025-12-31

BUILTWELL BANK is aln large FDIC-insured commercial bank headquartered in CHATTANOOGA, TN, established in May 3, 1904, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.0B. Profitability stands at 2.31% ROA and 18.89% ROE, with a net interest margin of 5.06%. The bank's CET1 capital ratio is 11.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 2.67%. FDIC Certificate #10307.

Assets

$2.3B

Deposits

$2.0B

Loans

$1.6B

Equity

$253M

Profitability

Return on Assets (ROA) 2.31%
Return on Equity (ROE) 18.89%
Net Interest Margin (NIM) 5.06%
Yield on Assets 6.64%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.67%
NPA Ratio 0.32%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 11.95%
Tier 1 Capital 11.95%
Total Capital Ratio 13.20%
Leverage Ratio 8.44%
Loan-to-Deposit 76.96%

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