NEW ALBIN SAVINGS BANK

NEW ALBIN, IA | Small | Est. Jan. 1, 1898, midnight | FDIC #8506 | RSSD #234841 | FDIC
Latest Report: 2025-12-31

NEW ALBIN SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in NEW ALBIN, IA, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $344M and total deposits of $289M. Profitability stands at 0.91% ROA and 6.03% ROE, with a net interest margin of 1.98%. The bank's CET1 capital ratio is 40.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8506.

Assets

$344M

Deposits

$289M

Loans

$116M

Equity

$52M

Profitability

Return on Assets (ROA) 0.91%
Return on Equity (ROE) 6.03%
Net Interest Margin (NIM) 1.98%
Yield on Assets 4.88%
Cost of Funds 3.16%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 40.52%
Tier 1 Capital 40.52%
Total Capital Ratio 41.30%
Leverage Ratio 15.68%
Loan-to-Deposit 40.01%

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