DIME COMMUNITY BANK

BRIDGEHAMPTON, NY | Regional | Est. Feb. 19, 1909, midnight | FDIC #6976 | RSSD #23504 | FED
Latest Report: 2025-12-31

DIME COMMUNITY BANK is arn regional FDIC-insured commercial bank headquartered in BRIDGEHAMPTON, NY, established in Feb. 19, 1909, midnight. As of 2025-12-31, the bank reported total assets of $15.3B and total deposits of $12.9B. Profitability stands at 0.96% ROA and 8.71% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 14.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.49% and a Texas Ratio of 3.00%. FDIC Certificate #6976.

Assets

$15.3B

Deposits

$12.9B

Loans

$10.8B

Equity

$1.6B

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 8.71%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.26%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.49%
Net Charge-Off Ratio 0.30%
Texas Ratio 3.00%
NPA Ratio 0.34%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 14.40%
Tier 1 Capital 14.40%
Total Capital Ratio 15.35%
Leverage Ratio 10.17%
Loan-to-Deposit 83.09%

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