BanksDIME COMMUNITY BANK

DIME COMMUNITY BANK

BRIDGEHAMPTON, NYRegionalEst. Feb. 19, 1909, midnightFDIC #6976RSSD #23504FED
Latest · 2025-12-31

DIME COMMUNITY BANK is an FDIC-insured commercial bank headquartered in BRIDGEHAMPTON, NY, established in Feb. 19, 1909, midnight. As of 2025-12-31, the bank reported total assets of $15.3B and total deposits of $12.9B. Profitability stands at 0.96% ROA and 8.71% ROE, with a net interest margin of 3.41%. CET1 capital ratio: 14.40%, well above regulatory minimums. NPL ratio: 0.49% · Texas Ratio: 3.00%. Operates 63 domestic branches.

Assets
$15.3B
Deposits
$12.9B
Loans
$10.8B
Equity
$1.6B

Profitability

Return on Assets (ROA)0.96%
Return on Equity (ROE)8.71%
Net Interest Margin3.41%
Yield on Assets5.26%
Cost of Funds1.94%

Asset Quality

NPL Ratio0.49%
Net Charge-Off Ratio0.30%
Texas Ratio3.00%
NPA Ratio0.34%
ACL / Loans0.90%

Capital & Liquidity

CET1 Ratio14.40%
Tier 1 Capital14.40%
Total Capital Ratio15.35%
Leverage Ratio10.17%
Loan-to-Deposit83.09%

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