BanksMUTUAL FEDERAL BANK

MUTUAL FEDERAL BANK

CHICAGO, ILMicroEst. Jan. 1, 1905, midnightFDIC #28302RSSD #235174OCC
Latest · 2025-12-31

MUTUAL FEDERAL BANK is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $63M. Profitability stands at 0.61% ROA and 3.75% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 23.19%, well above regulatory minimums. NPL ratio: 1.39% · Texas Ratio: 7.07%. Operates 1 domestic branch.

Assets
$97M
Deposits
$63M
Loans
$86M
Equity
$16M

Profitability

Return on Assets (ROA)0.61%
Return on Equity (ROE)3.75%
Net Interest Margin3.71%
Yield on Assets5.56%
Cost of Funds2.05%

Asset Quality

NPL Ratio1.39%
Net Charge-Off Ratio0.05%
Texas Ratio7.07%
NPA Ratio1.23%
ACL / Loans1.48%

Capital & Liquidity

CET1 Ratio23.19%
Tier 1 Capital23.19%
Total Capital Ratio24.45%
Leverage Ratio16.37%
Loan-to-Deposit136.73%

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