CUSTOMERS BANK

MALVERN, PA | Regional | Est. June 26, 1997, midnight | FDIC #34444 | RSSD #2354985 | FED
Latest Report: 2025-12-31

CUSTOMERS BANK is arn regional FDIC-insured commercial bank headquartered in MALVERN, PA, established in June 26, 1997, midnight. As of 2025-12-31, the bank reported total assets of $24.9B and total deposits of $21.0B. Profitability stands at 1.25% ROA and 14.55% ROE, with a net interest margin of 3.65%. The bank's CET1 capital ratio is 13.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 2.43%. FDIC Certificate #34444.

Assets

$24.9B

Deposits

$21.0B

Loans

$16.8B

Equity

$2.2B

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 14.55%
Net Interest Margin (NIM) 3.65%
Yield on Assets 6.28%
Cost of Funds 3.75%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.35%
Texas Ratio 2.43%
NPA Ratio 0.23%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 13.25%
Tier 1 Capital 13.25%
Total Capital Ratio 14.62%
Leverage Ratio 8.90%
Loan-to-Deposit 79.91%

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