BanksCUSTOMERS BANK

CUSTOMERS BANK

MALVERN, PARegionalEst. June 26, 1997, midnightFDIC #34444RSSD #2354985FED
Latest · 2025-12-31

CUSTOMERS BANK is an FDIC-insured commercial bank headquartered in MALVERN, PA, established in June 26, 1997, midnight. As of 2025-12-31, the bank reported total assets of $24.9B and total deposits of $21.0B. Profitability stands at 1.25% ROA and 14.55% ROE, with a net interest margin of 3.65%. CET1 capital ratio: 13.25%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 2.43%. Operates 7 domestic branches.

Assets
$24.9B
Deposits
$21.0B
Loans
$16.8B
Equity
$2.2B

Profitability

Return on Assets (ROA)1.25%
Return on Equity (ROE)14.55%
Net Interest Margin3.65%
Yield on Assets6.28%
Cost of Funds2.70%

Asset Quality

NPL Ratio0.26%
Net Charge-Off Ratio0.35%
Texas Ratio2.43%
NPA Ratio0.23%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio13.25%
Tier 1 Capital13.25%
Total Capital Ratio14.62%
Leverage Ratio8.90%
Loan-to-Deposit79.91%

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