CITIZENS STATE BANK is amn micro FDIC-insured commercial bank headquartered in CARLETON, NE, established in Feb. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $36M and total deposits of $28M. Profitability stands at 1.17% ROA and 11.35% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 10.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #18724.
Assets
$36M
Deposits
$28M
Loans
$31M
Equity
$4M
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