FIRST INTERNATIONAL BANK AND TRUST is an FDIC-insured commercial bank headquartered in WATFORD CITY, ND, established in May 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $6.2B and total deposits of $5.5B. Profitability stands at 1.60% ROA and 19.03% ROE, with a net interest margin of 4.22%. CET1 capital ratio: 10.97%, well above regulatory minimums. NPL ratio: 1.84% · Texas Ratio: 16.62%. Operates 28 domestic branches.
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