WELLS FARGO BANK SOUTH CENTRAL, NATIONAL ASSOCIATION

HOUSTON, TX | Large | Est. June 18, 1894, midnight | FDIC #5146 | RSSD #2362458 | OCC
Latest Report: 2025-12-31

WELLS FARGO BANK SOUTH CENTRAL, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in HOUSTON, TX, established in June 18, 1894, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $1.9B. Profitability stands at 1.51% ROA and 6.07% ROE, with a net interest margin of 2.49%. The bank's CET1 capital ratio is 71.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.38% and a Texas Ratio of 3.37%. FDIC Certificate #5146.

Assets

$2.8B

Deposits

$1.9B

Loans

$1.8B

Equity

$758M

Profitability

Return on Assets (ROA) 1.51%
Return on Equity (ROE) 6.07%
Net Interest Margin (NIM) 2.49%
Yield on Assets 4.24%
Cost of Funds --

Asset Quality

NPL Ratio 1.38%
Net Charge-Off Ratio 0.00%
Texas Ratio 3.37%
NPA Ratio 0.91%
ACL / Loans 0.12%

Capital & Liquidity

CET1 Ratio 71.72%
Tier 1 Capital 71.72%
Total Capital Ratio 71.99%
Leverage Ratio 23.71%
Loan-to-Deposit 96.41%

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