DELAWARE NATIONAL BANK OF DELHI, THE

DELHI, NY | Small | Est. Jan. 1, 1839, midnight | FDIC #7025 | RSSD #236603 | OCC
Latest Report: 2025-12-31

DELAWARE NATIONAL BANK OF DELHI, THE is asn small FDIC-insured commercial bank headquartered in DELHI, NY, established in Jan. 1, 1839, midnight. As of 2025-12-31, the bank reported total assets of $371M and total deposits of $334M. Profitability stands at 0.85% ROA and 10.06% ROE, with a net interest margin of 2.70%. The bank's CET1 capital ratio is 8.48%. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 5.77%. FDIC Certificate #7025.

Assets

$371M

Deposits

$334M

Loans

$262M

Equity

$31M

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 10.06%
Net Interest Margin (NIM) 2.70%
Yield on Assets 4.14%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.72%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.77%
NPA Ratio 0.51%
ACL / Loans 0.50%

Capital & Liquidity

CET1 Ratio 8.48%
Tier 1 Capital 8.48%
Total Capital Ratio 8.90%
Leverage Ratio 10.03%
Loan-to-Deposit 78.23%

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