PEAPACK PRIVATE BANK AND TRUST

BEDMINSTER, NJ | Large | Est. Sept. 21, 1921, midnight | FDIC #11035 | RSSD #236706 | FED
Latest Report: 2025-12-31

PEAPACK PRIVATE BANK AND TRUST is aln large FDIC-insured commercial bank headquartered in BEDMINSTER, NJ, established in Sept. 21, 1921, midnight. As of 2025-12-31, the bank reported total assets of $7.5B and total deposits of $6.6B. Profitability stands at 0.71% ROA and 7.27% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.09% and a Texas Ratio of 8.48%. FDIC Certificate #11035.

Assets

$7.5B

Deposits

$6.6B

Loans

$6.3B

Equity

$733M

Profitability

Return on Assets (ROA) 0.71%
Return on Equity (ROE) 7.27%
Net Interest Margin (NIM) 3.34%
Yield on Assets 5.47%
Cost of Funds 2.38%

Asset Quality

NPL Ratio 1.09%
Net Charge-Off Ratio 0.41%
Texas Ratio 8.48%
NPA Ratio 0.91%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.64%
Leverage Ratio 9.89%
Loan-to-Deposit 94.76%

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