UPPER PENINSULA STATE BANK is asn small FDIC-insured commercial bank headquartered in ESCANABA, MI, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $361M and total deposits of $290M. Profitability stands at 1.26% ROA and 9.69% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 12.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.42% and a Texas Ratio of 8.21%. FDIC Certificate #1090.
Assets
$361M
Deposits
$290M
Loans
$293M
Equity
$47M
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