FIRST BANK OF MANHATTAN

MANHATTAN, IL | Small | Est. Jan. 1, 1907, midnight | FDIC #3702 | RSSD #238139 | FED
Latest Report: 2025-12-31

FIRST BANK OF MANHATTAN is asn small FDIC-insured commercial bank headquartered in MANHATTAN, IL, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $261M and total deposits of $235M. Profitability stands at 1.17% ROA and 13.13% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 19.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3702.

Assets

$261M

Deposits

$235M

Loans

$144M

Equity

$24M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 13.13%
Net Interest Margin (NIM) 3.40%
Yield on Assets 4.79%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 19.10%
Tier 1 Capital 19.10%
Total Capital Ratio 20.30%
Leverage Ratio 9.13%
Loan-to-Deposit 61.16%

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