PEOPLES STATE BANK is amn micro FDIC-insured commercial bank headquartered in WESTHOPE, ND, established in June 12, 1906, midnight. As of 2025-12-31, the bank reported total assets of $72M and total deposits of $62M. Profitability stands at 1.05% ROA and 8.36% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 12.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13196.
Assets
$72M
Deposits
$62M
Loans
$43M
Equity
$9M
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