FIRST BANK

BURKBURNETT, TX | Medium | Est. Jan. 1, 1907, midnight | FDIC #3121 | RSSD #239659 | FDIC
Latest Report: 2025-12-31

FIRST BANK is amn medium FDIC-insured commercial bank headquartered in BURKBURNETT, TX, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $677M and total deposits of $578M. Profitability stands at 1.13% ROA and 8.27% ROE, with a net interest margin of 5.11%. The bank's CET1 capital ratio is 13.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.98% and a Texas Ratio of 6.08%. FDIC Certificate #3121.

Assets

$677M

Deposits

$578M

Loans

$568M

Equity

$95M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 8.27%
Net Interest Margin (NIM) 5.11%
Yield on Assets 6.82%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.98%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.08%
NPA Ratio 0.96%
ACL / Loans 2.06%

Capital & Liquidity

CET1 Ratio 13.63%
Tier 1 Capital 13.63%
Total Capital Ratio 14.89%
Leverage Ratio 13.99%
Loan-to-Deposit 98.16%

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