BANK OF STAR VALLEY, THE

AFTON, WY | Small | Est. March 25, 1996, midnight | FDIC #34148 | RSSD #2396604 | FED
Latest Report: 2025-12-31

BANK OF STAR VALLEY, THE is asn small FDIC-insured commercial bank headquartered in AFTON, WY, established in March 25, 1996, midnight. As of 2025-12-31, the bank reported total assets of $401M and total deposits of $351M. Profitability stands at 2.54% ROA and 23.91% ROE, with a net interest margin of 4.77%. The bank's CET1 capital ratio is 16.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 2.18%. FDIC Certificate #34148.

Assets

$401M

Deposits

$351M

Loans

$231M

Equity

$42M

Profitability

Return on Assets (ROA) 2.54%
Return on Equity (ROE) 23.91%
Net Interest Margin (NIM) 4.77%
Yield on Assets 6.45%
Cost of Funds 1.77%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.18%
NPA Ratio 0.25%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 16.56%
Tier 1 Capital 16.56%
Total Capital Ratio 17.81%
Leverage Ratio 10.39%
Loan-to-Deposit 65.70%

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