MODERN BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 1, 1977, midnight. As of 2025-12-31, the bank reported total assets of $664M and total deposits of $513M. Profitability stands at -7.49% ROA and -67.73% ROE, with a net interest margin of 2.75%. The bank's CET1 capital ratio is 12.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.61% and a Texas Ratio of 36.51%. FDIC Certificate #22398.
Assets
$664M
Deposits
$513M
Loans
$487M
Equity
$67M
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