PEOPLES SAVINGS BANK OF RHINELAND

RHINELAND, MO | Medium | Est. Aug. 12, 1935, midnight | FDIC #15264 | RSSD #242257 | FDIC
Latest Report: 2025-12-31

PEOPLES SAVINGS BANK OF RHINELAND is amn medium FDIC-insured commercial bank headquartered in RHINELAND, MO, established in Aug. 12, 1935, midnight. As of 2025-12-31, the bank reported total assets of $819M and total deposits of $694M. Profitability stands at 1.13% ROA and 11.99% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 10.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.56%. FDIC Certificate #15264.

Assets

$819M

Deposits

$694M

Loans

$647M

Equity

$77M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 11.99%
Net Interest Margin (NIM) 4.34%
Yield on Assets 6.53%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.07%
Texas Ratio 1.56%
NPA Ratio 0.16%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 10.70%
Tier 1 Capital 10.70%
Total Capital Ratio 11.74%
Leverage Ratio 8.90%
Loan-to-Deposit 93.25%

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