BanksFNNB BANK

FNNB BANK

NEWTON, IASmallEst. March 28, 1932, midnightFDIC #4482RSSD #242949FED
Latest · 2025-12-31

FNNB BANK is an FDIC-insured commercial bank headquartered in NEWTON, IA, established in March 28, 1932, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $90M. Profitability stands at 0.99% ROA and 11.39% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 13.03%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$102M
Deposits
$90M
Loans
$69M
Equity
$9M

Profitability

Return on Assets (ROA)0.99%
Return on Equity (ROE)11.39%
Net Interest Margin4.29%
Yield on Assets5.37%
Cost of Funds1.12%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio13.03%
Tier 1 Capital13.03%
Total Capital Ratio14.07%
Leverage Ratio9.58%
Loan-to-Deposit76.49%

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