GREEN DOT BANK

PROVO, UT | Large | Est. May 15, 1978, midnight | FDIC #22653 | RSSD #243375 | FED
Latest Report: 2025-12-31

GREEN DOT BANK is aln large FDIC-insured commercial bank headquartered in PROVO, UT, established in May 15, 1978, midnight. As of 2025-12-31, the bank reported total assets of $5.2B and total deposits of $4.9B. Profitability stands at 1.76% ROA and 34.76% ROE, with a net interest margin of 5.69%. The bank's CET1 capital ratio is 29.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 0.65%. FDIC Certificate #22653.

Assets

$5.2B

Deposits

$4.9B

Loans

$119M

Equity

$279M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 34.76%
Net Interest Margin (NIM) 5.69%
Yield on Assets 5.80%
Cost of Funds 20.37%

Asset Quality

NPL Ratio 1.56%
Net Charge-Off Ratio 22.14%
Texas Ratio 0.65%
NPA Ratio 0.04%
ACL / Loans 6.44%

Capital & Liquidity

CET1 Ratio 29.75%
Tier 1 Capital 29.75%
Total Capital Ratio 30.25%
Leverage Ratio 8.37%
Loan-to-Deposit 2.43%

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