BanksGREEN DOT BANK

GREEN DOT BANK

PROVO, UTLargeEst. May 15, 1978, midnightFDIC #22653RSSD #243375FED
Latest · 2025-12-31

GREEN DOT BANK is an FDIC-insured commercial bank headquartered in PROVO, UT, established in May 15, 1978, midnight. As of 2025-12-31, the bank reported total assets of $5.2B and total deposits of $4.9B. Profitability stands at 1.76% ROA and 34.76% ROE, with a net interest margin of 5.69%. CET1 capital ratio: 29.75%, well above regulatory minimums. NPL ratio: 1.56% · Texas Ratio: 0.65%. Operates 1 domestic branch.

Assets
$5.2B
Deposits
$4.9B
Loans
$119M
Equity
$279M

Profitability

Return on Assets (ROA)1.76%
Return on Equity (ROE)34.76%
Net Interest Margin5.69%
Yield on Assets5.80%
Cost of Funds0.11%

Asset Quality

NPL Ratio1.56%
Net Charge-Off Ratio22.14%
Texas Ratio0.65%
NPA Ratio0.04%
ACL / Loans6.44%

Capital & Liquidity

CET1 Ratio29.75%
Tier 1 Capital29.75%
Total Capital Ratio30.25%
Leverage Ratio8.37%
Loan-to-Deposit2.43%

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