PEOPLES BANK & TRUST COMPANY is amn micro FDIC-insured commercial bank headquartered in RYAN, OK, established in March 5, 1906, midnight. As of 2025-12-31, the bank reported total assets of $47M and total deposits of $36M. Profitability stands at -1.75% ROA and -8.37% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 22.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 9.56% and a Texas Ratio of 31.10%. FDIC Certificate #2331.
Assets
$47M
Deposits
$36M
Loans
$32M
Equity
$10M
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