PEOPLES BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in RYAN, OK, established in March 5, 1906, midnight. As of 2025-12-31, the bank reported total assets of $47M and total deposits of $36M. Profitability stands at -1.75% ROA and -8.37% ROE, with a net interest margin of 4.05%. CET1 capital ratio: 22.18%, well above regulatory minimums. NPL ratio: 9.56% · Texas Ratio: 31.10%. Operates 2 domestic branches.
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