BANK OF ENGLAND

ENGLAND, AR | Small | Est. Aug. 8, 1898, midnight | FDIC #13303 | RSSD #244149 | FDIC
Latest Report: 2025-12-31

BANK OF ENGLAND is asn small FDIC-insured commercial bank headquartered in ENGLAND, AR, established in Aug. 8, 1898, midnight. As of 2025-12-31, the bank reported total assets of $329M and total deposits of $249M. Profitability stands at 0.18% ROA and 0.90% ROE, with a net interest margin of 3.38%. The bank's CET1 capital ratio is 23.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.52% and a Texas Ratio of 5.35%. FDIC Certificate #13303.

Assets

$329M

Deposits

$249M

Loans

$100M

Equity

$66M

Profitability

Return on Assets (ROA) 0.18%
Return on Equity (ROE) 0.90%
Net Interest Margin (NIM) 3.38%
Yield on Assets 4.61%
Cost of Funds 1.43%

Asset Quality

NPL Ratio 3.52%
Net Charge-Off Ratio 0.02%
Texas Ratio 5.35%
NPA Ratio 1.12%
ACL / Loans 3.19%

Capital & Liquidity

CET1 Ratio 23.93%
Tier 1 Capital 23.93%
Total Capital Ratio 25.12%
Leverage Ratio 19.60%
Loan-to-Deposit 40.02%

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