PACIFIC COAST BANKERS' BANK

WALNUT CREEK, CA | Large | Est. Jan. 2, 1997, midnight | FDIC #34252 | RSSD #2451240 | FED
Latest Report: 2025-12-31

PACIFIC COAST BANKERS' BANK is aln large FDIC-insured commercial bank headquartered in WALNUT CREEK, CA, established in Jan. 2, 1997, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $517M. Profitability stands at 0.98% ROA and 8.03% ROE, with a net interest margin of 2.73%. The bank's CET1 capital ratio is 23.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.56% and a Texas Ratio of 1.86%. FDIC Certificate #34252.

Assets

$1.1B

Deposits

$517M

Loans

$487M

Equity

$141M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 8.03%
Net Interest Margin (NIM) 2.73%
Yield on Assets 4.48%
Cost of Funds --

Asset Quality

NPL Ratio 0.56%
Net Charge-Off Ratio --
Texas Ratio 1.86%
NPA Ratio 0.24%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 23.73%
Tier 1 Capital 23.73%
Total Capital Ratio 24.55%
Leverage Ratio 13.00%
Loan-to-Deposit 94.18%

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