FRAZER BANK

ALTUS, OK | Small | Est. Jan. 1, 1902, midnight | FDIC #4031 | RSSD #245351 | FED
Latest Report: 2025-12-31

FRAZER BANK is asn small FDIC-insured commercial bank headquartered in ALTUS, OK, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $345M and total deposits of $308M. Profitability stands at 0.50% ROA and 4.70% ROE, with a net interest margin of 3.29%. The bank's CET1 capital ratio is 17.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.99%. FDIC Certificate #4031.

Assets

$345M

Deposits

$308M

Loans

$198M

Equity

$36M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 4.70%
Net Interest Margin (NIM) 3.29%
Yield on Assets 5.14%
Cost of Funds 1.91%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.99%
NPA Ratio 0.11%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 17.48%
Tier 1 Capital 17.48%
Total Capital Ratio 18.76%
Leverage Ratio 12.02%
Loan-to-Deposit 64.26%

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