FIRST SOUTHERN STATE BANK

FIRST SOUTHERN STATE BANK is amn medium FDIC-insured commercial bank headquartered in STEVENSON, AL, established in Oct. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $877M and total deposits of $795M. Profitability stands at 1.34% ROA and 15.54% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 7.78%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.37%. FDIC Certificate #2829.