CITIZENS BANK OF ROGERSVILLE

ROGERSVILLE, MO | Small | Est. Jan. 1, 1908, midnight | FDIC #8572 | RSSD #246451 | FDIC
Latest Report: 2025-12-31

CITIZENS BANK OF ROGERSVILLE is asn small FDIC-insured commercial bank headquartered in ROGERSVILLE, MO, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $105M. Profitability stands at 0.94% ROA and 8.78% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 9.08%. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 2.63%. FDIC Certificate #8572.

Assets

$126M

Deposits

$105M

Loans

$92M

Equity

$14M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 8.78%
Net Interest Margin (NIM) 4.15%
Yield on Assets 6.40%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.63%
NPA Ratio 0.33%
ACL / Loans 2.15%

Capital & Liquidity

CET1 Ratio 9.08%
Tier 1 Capital 9.08%
Total Capital Ratio 9.54%
Leverage Ratio 11.13%
Loan-to-Deposit 88.24%

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