PLATTE VALLEY BANK

SCOTTSBLUFF, NE | Large | Est. July 22, 1996, midnight | FDIC #34211 | RSSD #2465881 | FED
Latest Report: 2025-12-31

PLATTE VALLEY BANK is aln large FDIC-insured commercial bank headquartered in SCOTTSBLUFF, NE, established in July 22, 1996, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $975M. Profitability stands at 1.25% ROA and 12.80% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 9.49%. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.99%. FDIC Certificate #34211.

Assets

$1.2B

Deposits

$975M

Loans

$929M

Equity

$114M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 12.80%
Net Interest Margin (NIM) 4.30%
Yield on Assets 6.28%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.15%
Texas Ratio 1.99%
NPA Ratio 0.21%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 9.49%
Tier 1 Capital 9.49%
Total Capital Ratio 9.97%
Leverage Ratio 10.12%
Loan-to-Deposit 95.31%

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