BANK OF LABOR

OVERLAND PARK, KS | Large | Est. Sept. 2, 1924, midnight | FDIC #1874 | RSSD #246657 | FDIC
Latest Report: 2025-12-31

BANK OF LABOR is aln large FDIC-insured commercial bank headquartered in OVERLAND PARK, KS, established in Sept. 2, 1924, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $991M. Profitability stands at 0.79% ROA and 17.68% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 13.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.23% and a Texas Ratio of 21.39%. FDIC Certificate #1874.

Assets

$1.1B

Deposits

$991M

Loans

$359M

Equity

$49M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 17.68%
Net Interest Margin (NIM) 3.76%
Yield on Assets 4.80%
Cost of Funds 1.04%

Asset Quality

NPL Ratio 3.23%
Net Charge-Off Ratio 0.03%
Texas Ratio 21.39%
NPA Ratio 1.08%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 13.87%
Tier 1 Capital 13.87%
Total Capital Ratio 14.82%
Leverage Ratio 7.74%
Loan-to-Deposit 36.26%

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