APPLIED BANK

WILMINGTON, DE | Small | Est. July 1, 1996, midnight | FDIC #34193 | RSSD #2467670 | FDIC
Latest Report: 2025-12-31

APPLIED BANK is asn small FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in July 1, 1996, midnight. As of 2025-12-31, the bank reported total assets of $263M and total deposits of $221M. Profitability stands at -10.29% ROA and -61.09% ROE, with a net interest margin of 5.18%. The bank's CET1 capital ratio is 69.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34193.

Assets

$263M

Deposits

$221M

Loans

$55M

Equity

$41M

Profitability

Return on Assets (ROA) -10.29%
Return on Equity (ROE) -61.09%
Net Interest Margin (NIM) 5.18%
Yield on Assets 5.20%
Cost of Funds 0.03%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.58%

Capital & Liquidity

CET1 Ratio 69.23%
Tier 1 Capital 69.23%
Total Capital Ratio 69.77%
Leverage Ratio 14.77%
Loan-to-Deposit 25.03%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required