FIRST NATIONAL BANK OF SPARTA, THE

FIRST NATIONAL BANK OF SPARTA, THE is asn small FDIC-insured commercial bank headquartered in SPARTA, IL, established in Oct. 2, 1885, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $99M. Profitability stands at 4.52% ROA and 42.24% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 25.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 0.75%. FDIC Certificate #3837.